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Toyota Extra Care worth it?

Discussion in 'General 4Runner Talk' started by Sunny4runner, Dec 10, 2017.

  1. Dec 10, 2017 at 9:05 AM
    #1
    Sunny4runner

    Sunny4runner [OP] New Member

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    Hi 4 Runners, I bought my 2018 4 Runner Premium not quite a month ago and so far loving it.
    I am not new to the 4x4 world due to my work as a Archaeologist so I have traveled the roads less traveled for years. However, now that I am semi-retired I didn't find the need for my 2011 Jeep Rubicon with more than 50K hard off-road miles anymore and wanted the reliability and comfort of a 4 Runner and still get out into the dirt when needed.

    Question, I bought the Toyota extra care $1,947.00 which covers it for 7 years 100K
    any opinions whether its worth it or cancel it?
    Thanks
     
  2. Dec 10, 2017 at 10:05 AM
    #2
    Bob

    Bob Member Staff Member

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    You're in good company
    IndianaJones2.jpg

    Welcome to the site!
     
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  3. Dec 10, 2017 at 4:53 PM
    #3
    Palerider

    Palerider New Member

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    It depends on what the "extra care" covers? Can you advise?
     
  4. Dec 10, 2017 at 5:11 PM
    #4
    COexplorer

    COexplorer New Member

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    I am debating the same thing right now. I got talked into the Toyotacare premium, as well as the Vehicle Service Agreement Platinum. They were about $1500 each. I think I am going to drop the toyotacare as it looks like does not last long enough to cover any of the major recommended services, mostly just oils changes, tire rotations etc. I will be doing my oil every 5k, so I would burn through mine pretty quick. The VSA platinum seems worth it to me as it is almost a bumper to bumper out to 75k.

    I am curious to see what you do and what other people think.
     
  5. Dec 10, 2017 at 5:38 PM
    #5
    RomaniGypsy

    RomaniGypsy New Member

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    You bought one of the most well-regarded vehicles currently available. Even if the Extra Care thing was a bumper to bumper 100,000 mile warranty, I will guarantee you two things with 99.9% certainty:

    1) It won't cover damage to your 4Runner that is caused by off-roading.
    2) If you never take the 4Runner off road, and you don't drive like a maniac, it will last you well over 100,000 miles with no trouble that won't be addressed by a recall... or at least no such trouble that will be anywhere near as expensive as that warranty.

    Of course, one never knows. Maybe 2018 will be a "weird year" for the 4Runner. My mom bought a 2001 Honda Accord new, and that is also one of the most highly regarded vehicles ever made. She bought the extended warranty... and was glad she did when the transmission went out at 75,000 miles. (She has a very light foot... it wasn't her driving that blew it.) Apparently, in that one year, there was a common issue with a magnet in the transmission which would somehow go bad, and cause premature transmission failure. I don't know if there was ever a recall issued, but I do know that because she had the extended warranty, she got her transmission replaced for free.

    They tried to talk me into buying an extended warranty on my Prius v three years ago, and I turned them down. I figured I'd get 100,000 good miles out of it with little to no trouble. As of today I'm over 158,000 good miles with no trouble. Glad I didn't buy the extended warranty. (You should also know that from my time selling cars, I know for a fact that dealerships LOVE selling extended warranties because they're mostly gravy for the dealer. You're paying for much more than you are likely to receive. If you can cancel this extended warranty and get your money back, you should. Or, at least, I would.)
     
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  6. Dec 18, 2017 at 4:13 PM
    #6
    RusPro17

    RusPro17 New Member

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    Well I guest I will give my input on this. This is a big debateable issue. I have been driving Toyota’s for a long time. They have been very good to me. When I bought my 17 Pro I was back and forth with the wife on this. She thinks I should not have takin the extended warranty. I chose to take it for a few reasons. I took the 10year 100,000 miles premium warranty. Covers pretty much everything and if I would decide to trade in my 4runner it is transferable. I don’t plan on doing any mods to affect my warranty. I did mods to my 15 Tacoma and took them all off and sold them. I don’t plan on selling the 4Runner. I chose to have piece of mind after the 3 years or 36000 miles. I don’t regret taking the extended warranty.
     
  7. Dec 18, 2017 at 8:00 PM
    #7
    Palerider

    Palerider New Member

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    The only problem with your thought process here is that more than likely you 17' PRO will not have ANY issues until well after 100,000 miles. I'm in my mid 50's and have wasted tons of $$$ on extended warranties in my younger years. If this Rig wasn't so freaking "bullet Proof" from the factory it might be wise to buy the extended warranty. You might have "peace of mind" but you wasted $$$ my friend.
     
    Last edited: Dec 21, 2017
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  8. Dec 19, 2017 at 5:48 AM
    #8
    RusPro17

    RusPro17 New Member

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    Thanks for the input Mark, I’m in my mid 50’s also. That is why I said my wife told me I should not have takin it. She always seems to be right. But she did not fight me on this. Lol!!
     
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  9. Dec 21, 2017 at 11:59 AM
    #9
    jeffw6236

    jeffw6236 New Member

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    I bought a Tundra a year ago and a 4Runner for my wife recently. These are my 1st Toyota’s. In the past I’ve driven Suburbans and Tahoe’s. I always bought the extended warranty but rarely used it. In each case I would’ve come out better just paying for the repairs out of pocket. My thought was that if I rarely if ever used it on a Chevy then it was with the gamble to pass on extended warranties for my Toyota’s.
     
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  10. Dec 21, 2017 at 1:51 PM
    #10
    Ace21

    Ace21 New Member

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    I don't take extended warranties.
    Very rare you will use/need them, at least not so you come out ahead (to the tune of $2k). imho.
     
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  11. Dec 22, 2017 at 7:18 AM
    #11
    poncho65

    poncho65 New Member

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    FWIW, my '05 will turn 13 this February. In that time, I've replaced fair wear and tear items (shocks/struts, calipers, wheel bearings, drive shafts, muffler) but never had a major issue where an extended warranty would have come into play. Just got back from a 2k mile trip into the woods of Canada and the truck ran like a swiss watch. For some, extended warranty's are peace of mind, but you own one of the most reliable vehicles on the road....take care of it and it will take care of you!
     
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  12. Dec 22, 2017 at 6:01 PM
    #12
    SnowroxKT

    SnowroxKT New Member

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  13. Jan 31, 2018 at 8:29 AM
    #13
    Bubblehead

    Bubblehead New Member

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    Stopped buying them years ago. I am waaaaaaaaaaay ahead of the game. EWs would have cost me over $5000 on three cars. Troy used to sell those EWs at less than 50% off. When one could get the best non-deductible "Platnium" service contract 6/100k for less than $1000. Troy Dietrich sold them. He still sells Fidelity Extended Service contracts at deep discounts ($850 for 7/70) otherwise $2000 is not worth it. Put that money in your account and use it for repairs later if needed. He sold them online for $100 over cost. Toyota kiboshed that so he now sells Fidelity ESCs (which is owned by South East Toyota distributors)

    Troy still sells Extended Service contracts

    http://fd-warranty.com/

    http://www.fidelitywarrantyservices.com/brochures/vehicle-protection

    Fidelity Extended Service Contracts are administered by the owner of Southeast Toyota,

    I would say a 7/70 for $900 or less I will buy. Over $900 and I will insure myself
     
    Last edited: Jan 31, 2018
  14. Jan 31, 2018 at 8:42 AM
    #14
    Bubblehead

    Bubblehead New Member

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    http://fd-warranty.com/ Get a quote. They sell the same ESC as all SE Toyota Dealers no middle man
     
  15. Jan 31, 2018 at 9:30 AM
    #15
    Bubblehead

    Bubblehead New Member

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    Here’s all the info and quotes, including the new 9 and 10 year terms. http://fd-warranty.com/

    Vehicle: 2014 – 2018 Toyota 4Runner w/ 36,000 miles or less.

    Toyota Extra Care, Platinum coverage with $0 deductible:
    6 yr / 75K - $645.00
    6 yr / 100K - $895.00
    6 yr / 125K - $1140.00
    7 yr / 75K - $715.00
    7 yr / 100K - $1025.00
    7 yr / 125K - $1250.00
    8 yr / 75K - $835.00
    8 yr / 100K - $1145.00
    8 yr / 125K - $1505.00
    9 yr / 100K - $1265.00
    9 yr / 125K - $1665.00
    10 yr / 100K - $1360.00
    10 yr / 125K - $1795.00

    Most of the details on the Extra Care plans can be found directly at
    Toyota's website at the following link, including all the various terms and
    options available, just let me know if you would like a quote on a different
    plan.

    http://www.toyotafinancial.com/pub/...n_plans/vehicle_service_agreement/new_vehicleHere are the purchase instructions if / when you decide to purchase.

    I would need you to mail me an original signed letter indicating the exact
    current mileage on your vehicle, and a copy of your current registration.(If
    you are in a state where you don't get your state registration right away, I
    can also use a copy of the bill of sale, purchase contract, or some other
     
  16. Feb 11, 2018 at 4:02 PM
    #16
    AsianAnts

    AsianAnts New Member

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    Link doesnt work
     
  17. Feb 12, 2018 at 10:39 AM
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    Bubblehead

    Bubblehead New Member

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  18. Feb 12, 2018 at 10:42 AM
    #18
    AsianAnts

    AsianAnts New Member

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    Sorrry but i was referring to the Toyota site.. anyway, thanks!!!
     
  19. Feb 12, 2018 at 11:02 AM
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    AsianAnts

    AsianAnts New Member

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    So this fd warranty is 3rd party??
     
  20. Feb 12, 2018 at 11:45 AM
    #20
    Bubblehead

    Bubblehead New Member

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    It depends on where you live. South East Toyota sells Fidelity warranties (They OWN Fidelity so they can sell the vehicles AND make money on extended warranties (Service Contracts) The rest of the country sells Toyota Care ESCs which are not available in the SE.

    Troy used to sell Toyota ESCs but Toyota put the kibosh on selling online ESCs. Honda tried to do the same but lost in court. No one has challenged Toyota yet. I trust Troys Fidelity ESC because it is administered by South East Toyota, THe ONLY way I would buy any ESC is discounted at less than $900 for 8/75K. I don't put the miles on so the time factor is best for me.

    SO far I have not purchased the ESC though. I still have plenty of factory Warranty left at 2000
     
  21. Feb 12, 2018 at 11:47 AM
    #21
    Bubblehead

    Bubblehead New Member

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    Not quite 3rd party as Fidelity is administered by SET SouthEast Toyota
    Ask your dealer if they sell and will honor Fidelity.

    Located at 500 Jim Moran Boulevard Deerfield Beach, FL 33442 www.fidelitywarrantyservices.com Florida License #60026

    Jim Moran OWNS Southeast Toyota so he sells his own ESC in the SE.

    Call Troy he knows more than I on this subject. Maybe he is back to selling Toyota Care ESCs again.

    "We are a factory-authorized retailer for all of the makes listed below. We do NOT sell any 3rd party, or non-factory backed plans. Many people leave the dealership after a new vehicle purchase feeling a little overwhelmed. There is a lot of information to take in at one time, and we have found that a large number of people turn down the warranty or maintenance plans that were initially offered due to either the price that was quoted or because they needed time to think things over. If you are one them, be glad that you did!"
     
    Last edited: Feb 12, 2018

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