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18 ORP Totaled!

Discussion in '5th Gen 4Runners (2010+)' started by BeachLife, Jun 10, 2021.

  1. Jun 10, 2021 at 8:03 AM
    #1
    BeachLife

    BeachLife [OP] New Member

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    My 2018 ORP with 51,000 miles got totaled(bent frame). Paid 38k new. Insurance company offered 33k. Did my research and went to battle. It took some time and work and settled on 44k. Nice to drive a vehicle 51,000miles over 3.5 years and get 6k more than I paid. Put it towards a 21 LR Pro. Had to pay 3k over MSRP. The 4Runner new and used car market is on fire right now.
     
    captrussia253, Toy4X4, Trd361 and 6 others like this.
  2. Jun 10, 2021 at 8:18 AM
    #2
    Ironguy

    Ironguy New Member

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    Bisbee AZ
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    Sorry about the '18 ORP but great negotiating!
     
  3. Jun 10, 2021 at 8:18 AM
    #3
    doc4216

    doc4216 New Member

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    The Land of Cle
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    Wow. Congrats on the new truck but sorry to hear of losing the old one! Glad you are safe!
     
    BeachLife [OP] likes this.
  4. Jun 10, 2021 at 10:17 AM
    #4
    canadian.bacon

    canadian.bacon H9 halogen is the best led bulb

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    Snowland
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    WOW, good for you
     
    BeachLife [OP] likes this.
  5. Jun 10, 2021 at 10:24 AM
    #5
    Singleminded

    Singleminded New Member

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    Nice! Good for you and congrats!
     
    BeachLife [OP] likes this.
  6. Jun 10, 2021 at 8:41 PM
    #6
    canadian.bacon

    canadian.bacon H9 halogen is the best led bulb

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    Snowland
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    Should I total my 2020 and order a 2022?
     
  7. Jun 10, 2021 at 9:42 PM
    #7
    mousemeat

    mousemeat New Member

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    great job...and congrats on your new ride
     
    BeachLife [OP] likes this.
  8. Jun 11, 2021 at 5:11 AM
    #8
    DGP1961

    DGP1961 New Member

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    When you say you did your research what did you do? What do you feel convinced them?
     
  9. Jun 11, 2021 at 5:52 AM
    #9
    diverdon

    diverdon New Member

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    Congratulations on the new ride
     
    BeachLife [OP] likes this.
  10. Jun 11, 2021 at 6:00 AM
    #10
    Sundy

    Sundy New Member

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    I'm guessing just pulling a few comps for sale, the used market is BONKERS right now. My girlfriend just bought a new car, was cheaper to get a brand new CRV Hybrid (I know, not a Toyota) compared with all the used ones we found - it's silly.
     
    mousemeat likes this.
  11. Jun 11, 2021 at 2:00 PM
    #11
    Joekader

    Joekader New Member

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    Hey want to sell me the driver’s side door mirror
     
    als4runner, BeachLife [OP] and Toy4X4 like this.
  12. Jun 12, 2021 at 2:35 AM
    #12
    Toy4X4

    Toy4X4 New Member

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    Show them some sales stats? The insurance adjuster is there to help you, but they have to make a dollar too. Negotiation is good. With the auto market like it is right now, it has either come back to haunt us, or, is going to come back and really haunt us. Congrats on the new ride. Post a pic. when you get it, thanx.
     
    BeachLife [OP] likes this.
  13. Jun 12, 2021 at 5:28 AM
    #13
    BeachLife

    BeachLife [OP] New Member

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    I used their methodology and process to value recent 4Runners "For Sale."

    Ater compiling a list of 13 comparable vehicles, I created a spreadsheet using the same unreasonable adjustments to prices as them and came up with an average value of 47K. Next I kept it simple by only using their mileage adjustment. I located ten listings for 2018 ORP 4Runners, 5 with about 7K more miles and 5 with about 7k less miles to create a second spreadsheet. I adjusted the value of each vehicle using their mileage adjustment. The average value was 44k.
    I send them the spreadsheets and screenshots of all the vehicles I used for my analysis. It took weeks but I kept discussions to a minimum and focused on the results of the spreadsheets which spoke for its self.
     
    golfguy and captrussia253 like this.
  14. Jun 12, 2021 at 5:34 AM
    #14
    BeachLife

    BeachLife [OP] New Member

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    Yes that was at the very begining but it required a lot more work. All they want to do is talk using debatable criteria to negotiate based on their terms. I turned it around by removing debatable criteria and let the facts speak for themselves. See my reply to another member
     
  15. Jun 12, 2021 at 5:40 AM
    #15
    BeachLife

    BeachLife [OP] New Member

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    Here they are:
    20210526_151342.jpg IMG_20210529_220854_377.jpg 20210526_151439.jpg
     
    golfguy, Big_jarv and Toy4X4 like this.
  16. Jun 12, 2021 at 5:45 AM
    #16
    r32

    r32 New Member

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    Hold the f*ck on. You WON a battle with an insurance company? I didn't think this was possible. Way to go! Any tips or advice you learned from the experience would be cool to hear.
     
    BeachLife [OP] likes this.
  17. Jun 12, 2021 at 5:49 AM
    #17
    BeachLife

    BeachLife [OP] New Member

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    I used their methodology and process to value recent 4Runners "For Sale."

    Ater compiling a list of 13 comparable vehicles, I created a spreadsheet using the same unreasonable adjustments to prices as them and came up with an average value of 47K. Next I kept it simple by only using their mileage adjustment. I located ten listings for 2018 ORP 4Runners, 5 with about 7K more miles and 5 with about 7k less miles to create a second spreadsheet. I adjusted the value of each vehicle using their mileage adjustment. The average value was 44k.
    I send them the spreadsheets and screenshots of all the vehicles I used for my analysis. It took weeks but I kept discussions to a minimum and focused on the results of the spreadsheets which spoke for its self.
     
  18. Jun 12, 2021 at 6:23 AM
    #18
    r32

    r32 New Member

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    This is gold. Thanks for taking the time to share your process.
     
    BeachLife [OP] likes this.
  19. Jun 12, 2021 at 6:26 AM
    #19
    Shallowminded

    Shallowminded New Member

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    Hell of a great job! Did you once mention a lawyer?

    Are you now looking for new insurance coverage?
     
    MiamiMark likes this.
  20. Jun 12, 2021 at 6:53 AM
    #20
    MiamiMark

    MiamiMark New Member

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    Good question!
     
  21. Jun 12, 2021 at 12:50 PM
    #21
    als4runner

    als4runner New Member

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    Dude thanks for the input. Will have to remember if God forbid I total my ORP. Nice Rig!
     
    BeachLife [OP] likes this.
  22. Jun 12, 2021 at 1:32 PM
    #22
    BeachLife

    BeachLife [OP] New Member

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    No, I was dealing with the other driver's insurance company. I never got my insurance company involved. I figured I am better off fighting my own battle and it paid off.
     
    Toy4X4 likes this.
  23. Jun 12, 2021 at 3:39 PM
    #23
    mousemeat

    mousemeat New Member

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    upgraded suspension, large all terrain tires
    I'm in the process of doing the same thing..against the ' helping hands at allstate' in regards to repairing (not totaling) my 4 runner..It'll be done..and returned to me on monday or Tuesday. No Later. it's taken 10 days longer, due to Toyota sending the collision shop, the wrong suspension parts..and they had to re order..and the supply chain has been impacted by the pandemic..sadly. new passenger side front clip, bumper, headlight, parking light, radiator, hood, rim, and tire. BUT I end up with a almost new truck,persay...and quite frankly, the Pickens are slim out there in the 5-10k range...very slim....and I'm excited she is coming home soon...

    dam 1.jpg
    4runner 2.0.jpg
     
    Last edited: Jun 12, 2021 at 4:06 PM
  24. Jun 12, 2021 at 7:31 PM
    #24
    BeachLife

    BeachLife [OP] New Member

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    Good Luck!
     
  25. Jun 13, 2021 at 8:48 AM
    #25
    mousemeat

    mousemeat New Member

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    upgraded suspension, large all terrain tires
    no doubt, I'll turn the tables against those dorks. at this point, it's really not about the money...and yeah, it'll be nice having them cut me a cheque..but it's personal issue..doing the 'right' thing...which they seem to have a problem doing. They LOVE to take your payment(s) but they sure don't wanna pay out...
     
    BeachLife [OP] and MiamiMark like this.
  26. Jun 13, 2021 at 8:52 AM
    #26
    Charlievee

    Charlievee New Member

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