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Totaled:( *update*

Discussion in '5th Gen 4Runners (2010+)' started by lodi781, Nov 3, 2021.

  1. Nov 3, 2021 at 3:46 PM
    #1
    lodi781

    lodi781 [OP] New Member

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    ARB BP-51 suspension, T-13 coils, BF Goodrich AT2 275 70 r17, Gobi rack, black oak LED single LB.
    No good dead goes unpunished LOL. I was on my way to drop off all the extra candy to my friends at the fire house and some guy blew a stop sign…

    IMG_20211103_145646_760.jpg IMG_20211103_145646_771.jpg IMG_20211103_145646_765.jpg

    Everyone walked away. All things considered I’m really lucky. SO is the other guy. The shop is gonna let me grab the rack and light. But the suspension goes with the truck. I hope I can find another one.
     
    Snickel Fritz likes this.
  2. Nov 3, 2021 at 3:50 PM
    #2
    newlife

    newlife Not all who wander are ...... squirrel

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    All of them.
    Why do you say totaled? I see the airbags but I bet they can replace and it doesn’t look too bad compared to some I’ve seen that weren’t totaled either
     
    Thatbassguy and Mtbpsych like this.
  3. Nov 3, 2021 at 4:06 PM
    #3
    lodi781

    lodi781 [OP] New Member

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    ARB BP-51 suspension, T-13 coils, BF Goodrich AT2 275 70 r17, Gobi rack, black oak LED single LB.
    In ct when the airbags deploy 9 times out of ten they total it. Pretty much everyone went off.
     
    kolter45, DRobs and jetmechG550 like this.
  4. Nov 3, 2021 at 4:07 PM
    #4
    MattO2786

    MattO2786 New Member

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    Just remember, when the insurance adjuster calls, you were paying attention and YOU TRIED TO TAKE EVASIVE ACTION!
     
  5. Nov 3, 2021 at 4:11 PM
    #5
    lodi781

    lodi781 [OP] New Member

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    ARB BP-51 suspension, T-13 coils, BF Goodrich AT2 275 70 r17, Gobi rack, black oak LED single LB.
    The cops already gave fault to the other guy. I’m good there. But finding a replacement and the cash out price aren’t going to be good. It was paid off so it was worth more to me then them. But it is what it is.
     
  6. Nov 3, 2021 at 4:15 PM
    #6
    GrantA

    GrantA Enjoying God’s creation

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    - GOBI roof rack and ladder - Westcott Design Rock sliders - M.O.R.E. Underbody Skid plates - Dual ARB air compressor & ARB single compressor - LED interior lighting - Ironman 2.0 meter awning and enclosure - Ironman winch with factor55 hook - Ironman foam cell pro suspension - Ironman recovery snatch rope - Ironman recovery traction boards - lilbscustomfab Hybrid Front Bumper - lilbscustomfab BMC - RRW RR7-H Hybrid Beadlock wheels - Nitto Trail Grapplers 285/75/17 M/T - 4.88 gears - ARB front air locker - ARB rear air locker - Hi-lift jack & mount - Sony aftermarket speakers - LASFIT External LED Light Conversion - Center console organizer - Glovebox organizer - ICS phone Mount holder - C4 rear bumper with dual swing arms - C4 gas skid plate - C4 rear diff skid plates
    Can you just keep it and fix it up with the insurance money?
     
  7. Nov 3, 2021 at 4:17 PM
    #7
    kmeeg

    kmeeg Less code less bugs, same story for a 4Runner.

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    Sorry about the accident..:(:(:(

    Its interesting that you got air bags deployed and my airbags were not deployed. I was not in the car, so not sure how much impact was their at the accident.

    upload_2021-11-3_17-9-14.jpg
     
    Thatbassguy likes this.
  8. Nov 3, 2021 at 4:29 PM
    #8
    wfxt

    wfxt Still figuring it out

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    The difference between two vehicles moving at speed versus just one is substantial.

    I am so sorry to see this, Lodi. I am not sure if insurance companies will pay replacement value, but if they claim to in your policy, you should absolutely fight for the ~$60K that they are now selling-for.
     
    kolter45, Trd361 and lodi781 [OP] like this.
  9. Nov 3, 2021 at 4:30 PM
    #9
    Jynarik

    Jynarik I like boobies

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    Sorry to see. Glad you’re alright
     
  10. Nov 3, 2021 at 4:45 PM
    #10
    Cobra1965

    Cobra1965 New Member

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    You might be surprised with the insurance offer. I had a total loss on a 3 year old vehicle recently and was offer 4K more than I had paid for it brand new.
     
    kolter45 and lodi781 [OP] like this.
  11. Nov 3, 2021 at 4:54 PM
    #11
    Spare Parts

    Spare Parts New Member

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    Some of the air bags are only activated by having so many pounds in the seat.
     
    Rocksurfer and kmeeg like this.
  12. Nov 3, 2021 at 5:49 PM
    #12
    lodi781

    lodi781 [OP] New Member

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    Not if they total it. If they total it, they capture the vehicle and own it. In ct, I can take the accessories off ( I.E. ROOF RACK) and have that assessed value taken off the car. I’ll know more tomorrow, but my friend works for travelers in total loss and said don’t get your hopes up with what they offer you, I do hope she is wrong though.
     
  13. Nov 3, 2021 at 5:51 PM
    #13
    lodi781

    lodi781 [OP] New Member

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    ARB BP-51 suspension, T-13 coils, BF Goodrich AT2 275 70 r17, Gobi rack, black oak LED single LB.
    An thanks for all the good thoughts…everyone involved was ok. The guy that hit me was fine and he DIDN’t have his kids in the car so that’s a blessing.
     
  14. Nov 3, 2021 at 5:54 PM
    #14
    lodi781

    lodi781 [OP] New Member

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    ARB BP-51 suspension, T-13 coils, BF Goodrich AT2 275 70 r17, Gobi rack, black oak LED single LB.
    I’m actually surprised there isn’t more damage. We hit pretty hard. Where my truck is is where the impact happened, and where his car is is where he got knocked to.
     
    kmeeg likes this.
  15. Nov 3, 2021 at 5:59 PM
    #15
    Beachguy

    Beachguy Normal turned up too loud

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    Glad y’all weren’t hurt Chris. Not long ago, when I saw the ridiculous cost of used vehicles, I called my insurance company and inquired if, in the event of a total loss, they would pay me actual value at that time, even if it was more than I paid for the vehicle. The answer was yes, a total loss is covered for the actual value at the time. I hope you have good luck with your carrier.

    in my years in LE I saw lots and lots of dead drivers and passengers. I always tell myself it’s just a car and cars can be replaced. You used the word blessing so I suspect you know what I mean.
     
    DRobs, 2Toys, Rocksurfer and 3 others like this.
  16. Nov 3, 2021 at 6:20 PM
    #16
    brownersd

    brownersd You are the weakest link, buh-bye!

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    Man, glad that you and the other driver walked away. You've lived to see another 4Runner. With the value of these vehicles, it would be surprising to me if they total it, but if they do, hey, at least a 2021 or 2022 would be a nice parting gift! By the way, was Travellers your insurance company or the other person's? I've dealt with them once before, and they are one of the reasons i started going with my carrier (USAA) and letting them subrogate on all accidents. Travellers gave me such a headache the one time I had to deal with them.

    Cheers,

    Sean
     
    Rocksurfer likes this.
  17. Nov 3, 2021 at 6:51 PM
    #17
    lodi781

    lodi781 [OP] New Member

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    ARB BP-51 suspension, T-13 coils, BF Goodrich AT2 275 70 r17, Gobi rack, black oak LED single LB.

    My friend works for travelers, I don’t use them. I haven’t gotten the police report yet so I’m not sure who the other carrier is.
     
  18. Nov 3, 2021 at 6:56 PM
    #18
    whippersnapper02

    whippersnapper02 New Member

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    Sorry to hear man but glad you're ok. Someone blew a right turn red and totaled my 2010 Tacoma. I was not at fault but I still didn't win since I had to replace my long since paid off Tacoma.
     
  19. Nov 3, 2021 at 7:01 PM
    #19
    SCMountaineer

    SCMountaineer New Member

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    Gunmetal TRD wheels, Yakima rack, Canvasback covers
    Glad you're ok! Did the impact bring you up on two wheels? (Thinking it must have to set off all the drivers side bags like that!)
     
  20. Nov 3, 2021 at 7:39 PM
    #20
    Cowboy59

    Cowboy59 Enjoy the Adventure

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    So sorry! Since the other guy was at fault, his insurance company should be covering your vehicle under the liability coverage the other driver has. My wife was in insurance and reminded me of how it works. In that case, you should be sure to itemize all the mods you made to the vehicle to ensure the other guy's insurance pays you a fair price. If they don't offer a fair price, you can challenge the offer in court. You may not want to do that but you can.

    https://www.sutliffstout.com/houston-car-accident-lawyer/car-accident-settlement-negotiation-tips/
     
    2Toys, lodi781 [OP] and Moon Landing like this.
  21. Nov 3, 2021 at 8:11 PM
    #21
    Pawelift

    Pawelift New Member

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    Sorry about your accident, can I have your roof rack :)
     
    kolter45, lodi781 [OP] and GrantA like this.
  22. Nov 4, 2021 at 5:32 AM
    #22
    lodi781

    lodi781 [OP] New Member

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    ARB BP-51 suspension, T-13 coils, BF Goodrich AT2 275 70 r17, Gobi rack, black oak LED single LB.
    HHEEEEELLLLLLL NNAAAWWWWWWW I’m keeping that one homie.
     
    kolter45, brownersd and Moon Landing like this.
  23. Nov 4, 2021 at 5:35 AM
    #23
    lodi781

    lodi781 [OP] New Member

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    ARB BP-51 suspension, T-13 coils, BF Goodrich AT2 275 70 r17, Gobi rack, black oak LED single LB.

    In CT, They appraise mods exceptionally low. The option I do have is to keep the accessories and have that come off the total value of the car. The rack and light I’m keeping. The suspension obviously not, and the rims…..meh I will probably leave them. But the rack will not appraise anywhere near the 1700 I paid for it, but I could get 1500 easy just because no one wants to wait for them.
     
  24. Nov 4, 2021 at 3:52 PM
    #24
    BimmerChop

    BimmerChop Rich

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    Damn, sorry to see this happen but glad everyone was okay! That road looks familiar, where in CT was this?

    With how crazy high the 4R values are right now though, I'd be surprised if they total it... The damage doesn't seem "that" bad. Airbags deploying are pricey but that doesn't mean it's automatically a total loss.

    Gather some information on comparables across the nation and be prepared to go back and forth with the insurance company a bit. Even if they total it though, you should still have a buy back option with a nice check left over to repair it if you really want to keep it.
     
  25. Nov 4, 2021 at 5:31 PM
    #25
    lodi781

    lodi781 [OP] New Member

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    ARB BP-51 suspension, T-13 coils, BF Goodrich AT2 275 70 r17, Gobi rack, black oak LED single LB.
     
  26. Nov 4, 2021 at 5:37 PM
    #26
    mac1usa

    mac1usa New Member

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    Oh man so sorry. My heart goes out to you. That really sucks but glad you’re ok.
     
  27. Nov 5, 2021 at 10:32 AM
    #27
    TrailGuy2016

    TrailGuy2016 New Member

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    This is my thought.......I saw all the airbags that went off and then saw the front corner......
     
  28. Nov 5, 2021 at 12:00 PM
    #28
    Snickel Fritz

    Snickel Fritz Do not develop this member's app

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    Glad you're okay, though I'm sorry that your rig is gone and you need a new one. Walking away is the best outcome, so I suppose congrats are in order?
    You'll be getting a second round of congrats once you get into your new 4Runner, just you wait and see!

    Avoid Herb Chambers' lots, btw... they are extremely shady. Might want to avoid *all* CT dealers, though in this market that may be foolish advice. Mine came from Maine, though I bought from the aforementioned shady dealer in MA (I was living in Vernon-Rockville CT back then). The ME dealer wasn't particularly friendly when I spoke with them, but they *were* very honest and had fair prices, with a better selection than anyone else at the time. I should've made the commute and bought from them the first time. You'll find a good dealership when the time comes, I'm sure.

    That does look like a familiar intersection, though in CT there are probably dozens around the state that look nearly identical. Tolland, by chance?
     
  29. Nov 5, 2021 at 1:22 PM
    #29
    Redwood

    Redwood New Member

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    Glad everyone is O.K. I would argue big time with the Insurance Co. Here in Canada you can buy it back off the Insurance Co. but it becomes a "Branded" vehicle. Can be repaired but then has to go through an inspection to insure competent repairs were done before it can be "Unbranded". It also shows up in the mandatory seller's used car package that must be provided to the buyer. This 4Runner is easily repairable. Been in the business a long time. Wrecking yards around here would never scrap or part out a vehicle like this. They are constantly selling vehicles like this with all the necessary used parts to repair as a package deal. Body shop guys I know would buy these in a heartbeat. Just saying.
     
  30. Nov 5, 2021 at 3:31 PM
    #30
    golfguy

    golfguy New Member

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    Glad you are ok.
    My SIL was in an accident in her 4Runner and it was totaled not too long ago and insurance paid them replacement value. My brother had to argue with them a bit but they finally did the right thing. They just replaced it with a new limited.
     

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