Insurance Suggestions for Daily Driven Restored 1st Gens

Hey all,

What does everyone use for insurance? I currently have a normal policy but I am sure that Geico would not value my restored 1st gen anywhere near what it has cost to build / restore so am always wary of what my comprehensive / collision coverage would really cover.

I have looked at classic car insurance providers like Haggerty but because I do daily the rig, use it for overlanding / camping / offroading, and do not store inside a temp-controlled garage, I am ineligible for all types of classic card insurance.

Does anyone know of any agreed-upon value insurance that can be used to insure the actual value of these rigs that doesnt come with all the limitations of classic car insurance?

Thanks!
Franklin

 

I would contact an insurance "broker" and ask about a "stated value" policy.

Or, what might be better, invest the difference between your normal policy and stated value in a mutual fund getting between 6% - 10% return. The $100/month might pay for itself over time, meaning you may have more in the bank than the amount insurance would pay out.

 

Fair enough, thanks for the help