Classic Car Insurance?

I’m contemplating switching insurance when I receive my antique classification...Next week....Does anyone recommend a reputable company?
I also will add my Z28 and GSXR is getting antique tags too...

 

They all have to be parked indoors?

 

Be wary. A lot of that antique insurance is for show cars. Very limited mileage allowed per month. They presume you're going to keep it parked in a garage, and trailer it to a show, then back.

I looked for my 87's, and decided to keep regular normal, insurance on them.
Pat☺

 

Just changed mine and saved a bunch of cash. I do have a two car garage..And don’t really put miles on it since going antique..

 

I insured it for $8500 which is what I paid for it over 20 years ago..

 

what company did you go with?

 

Hagerty......

 

I get $750 for spare parts a year.

 

2nd for Hagerty

 

I raised it to 15k.

 

Depending on what company you pick, there are a few more hurdles to jump with appraised value insurance.

1. You will probably need an appraisal from a bonified appraiser. Do be surprised if you pay $500 for this.
It is possible to insure the car for an amount less than the appraisal. The importance of this step is when you have a claim, especially if you have a total or a theft.

2. You usually need to provide pics of the vehicle, all around the car, in & out.

3. The insurance company may want to inspect the car.

4. Insurance may limit where you can drive the car. Places that would be o.k would be parades, car shows, to have service. Places that may be off limits would be to your place of work.

5. As stated before mileage is usually limited and vehicle must be garaged.

 

I had Hagerty on an older Camaro and BMW. Loved them, great to deal with, phenomenal rates and benefits (towing etc.).

 

Your credit has a lot to do with it also. I just call them up, tell them what I want, and done.

 

Some will not insure a 1,000cc Harley-Davidson though.

 

Been using American Collectors for a long time on my '69 Z/28

 

I just locked my keys in the RS. Luckily it’s covered guy is on the way.

 

You can’t slim Jim it I tried prob broke something