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Poll: Your income

Discussion in 'General 4Runner Talk' started by The last breed, Oct 13, 2021.

?

How much do you make?

  1. 30-40k

    8 vote(s)
    5.9%
  2. 40-50k

    3 vote(s)
    2.2%
  3. 50-60k

    8 vote(s)
    5.9%
  4. 60-70k

    13 vote(s)
    9.6%
  5. 70-80k

    21 vote(s)
    15.4%
  6. 100k+

    40 vote(s)
    29.4%
  7. 150k+

    17 vote(s)
    12.5%
  8. 200k+

    26 vote(s)
    19.1%
  1. May 18, 2022 at 8:38 AM
    #121
    Thatbassguy

    Thatbassguy New member? Really??

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    S/E Wisconsin
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    This was my motivation for getting a Cabelas card. Cash back, especially on in store purchases. I figured I'd be spending money there anyway, might as well get a little bit back. :D

    I'm actually using cash more now than I was a few years ago. It's easier to keep track of my daily spending when I physically see the money disappearing.
     
  2. May 18, 2022 at 8:42 AM
    #122
    LandCruiser

    LandCruiser I have Toyotas

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    My wife and mother-in-law are Chinese and they are all about cash and carrying envelopes of money around with them, and I told them with all the anti-Asian violence targeting Asian women, especially here in the Bay Area where we had a group of thieves following women from Chinese grocery stores and robbing them of cash money, cash may no longer be the way to go.
     
    2Toys and Thatbassguy[QUOTED] like this.
  3. May 18, 2022 at 9:20 AM
    #123
    Tmiesowicz

    Tmiesowicz New Member

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    The better half of New York
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    2022 sr5 premium 4x4 (sold) 2022 ram classic tradesman 5.7L 4x4 (current)
    Glock sounds like a way to go, it’s really a shame what this country is becoming...wish I could have a few min in a closed room with that piece of shit shooter we had here in Buffalo a few days ago...sure we have people killing each other in the hood over there stupid disagreements or being owned money or looking at someone the wrong way but never something of that level.
     
  4. May 18, 2022 at 9:22 AM
    #124
    LandCruiser

    LandCruiser I have Toyotas

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    Our county is may issue and won’t issue you a CCW without bribing the sheriff.
     
  5. May 18, 2022 at 9:22 AM
    #125
    Tmiesowicz

    Tmiesowicz New Member

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    Exactly, I try to give myself a allowance every week and when the wallet is dry it’s dry. Cabelas is where I started my card journey, got a few bucks off of my shotgun there with it was going to pay off the $400 easy and then kind of went up to 3 grand and change. Chopped that baby up. Ordered a new one not long ago just Incase of emergency’s. Had to use it to keep it activated as I got a letter saying there wasn’t activity on it for 5 years and change and to keep it activated had to use it for a purchase lol.
     
    Thatbassguy[QUOTED] likes this.
  6. May 18, 2022 at 9:23 AM
    #126
    Tmiesowicz

    Tmiesowicz New Member

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    The better half of New York
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    2022 sr5 premium 4x4 (sold) 2022 ram classic tradesman 5.7L 4x4 (current)
    Erie county in a nutshell as well where I am.
     
  7. May 18, 2022 at 10:36 AM
    #127
    Spare Parts

    Spare Parts New Member

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    A few years ago, I finally figure out that I am paying credit card prices and not getting any of the benefits. So, all the things we buy every month, groceries, fuel, some bills go on the credit card and paid off monthly. Now I get 100's of dollars back a year. But to get to this point took a lot of fixing stupid young dumb mistakes.
     
    2Toys, Tmiesowicz, NEguy and 2 others like this.
  8. May 19, 2022 at 3:01 PM
    #128
    Curlystooge

    Curlystooge Member

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    How I justify my 4Runner purchase….

    In a pinch you can sleep in your car, but you can not drive your house.
     
    2Toys and Thatbassguy like this.
  9. May 19, 2022 at 3:40 PM
    #129
    Trident904

    Trident904 Freelance Mammographer

    Joined:
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    Messages:
    439
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    Male
    First Name:
    Brian
    Treasure Coast, FL
    Vehicle:
    22 TRD Offroad Premium
    King 2.5 with resis, C4 Hybrid Front, TC Uppers, Victory Rack, Smitty 12k winch, 17x9 -38 SCS F5’s with 295/70 Ridge Graps
    I learned a valuable lesson many years ago and I’ve been following that lesson for 25 years now. When I turned 20, I started saving $250 cash out of each check, so $500/month. By the time I was 25 I had $30k in cash saved. I traded in the car I was making payments on and purchased my next vehicle, a 2003 Tacoma TRD Offroad brand new for cash. As I got older and made more, I started saving more out of each check. By 30 I was only making $45k annually and still saving $1000 cash each month and had almost $100k in cash in a safe in my closet. I didn’t have to alter my life style one bit, I just wasn’t spending on frivolous crap. I’m now 45 and continue to save like this. I now make just under $300k annually and have been saving just over $100k in cash each year for the past 8 years. It’s not hard to do and anyone can do it. Just stop spending on useless shit.

    I see a lot of people in my line of work that are millionaires that live at or beyond their means. Just because you make $300k doesn’t mean you have to live like it. I live off of and support a family of 5, very well, off of around $175k annually. I put $25k of my salary in to a savings account and the rest is cash in the safe. You just have to figure out the number that allows you to live comfortably and put the rest in to savings. Money accessible is money wasted. Put it somewhere it’s not readily accessible.

    I haven’t financed a vehicle since I was 25 years old because of this savings plan.

    There’s a lot of people out there that you see with nice expensive shit living off of credit. I’m not trying to brag about what I have, rather pass along some valuable advice that my grandfather told me a long time ago that has proven itself over and over again as I am a living example of what can be done if you discipline yourself financially and stick with it.
     
    Last edited: May 19, 2022
    gsdlvr, NEguy, brownersd and 2 others like this.
  10. May 19, 2022 at 3:47 PM
    #130
    Altitude4x4

    Altitude4x4 New Member

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    Colorado
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    This is a weird thread and that's saying a lot for a 4runner forum.
     
    Thatbassguy and KYMason like this.
  11. May 19, 2022 at 5:43 PM
    #131
    Spare Parts

    Spare Parts New Member

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    Well my wife and I combined make just under 100k, in the public school, so the real lesson is don’t work for a public school.
     
    nimby, 2Toys and Thatbassguy like this.
  12. May 19, 2022 at 5:54 PM
    #132
    Trident904

    Trident904 Freelance Mammographer

    Joined:
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    Messages:
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    Male
    First Name:
    Brian
    Treasure Coast, FL
    Vehicle:
    22 TRD Offroad Premium
    King 2.5 with resis, C4 Hybrid Front, TC Uppers, Victory Rack, Smitty 12k winch, 17x9 -38 SCS F5’s with 295/70 Ridge Graps
    Both of my parents were teachers so I get it.
     
  13. May 19, 2022 at 6:10 PM
    #133
    Thatbassguy

    Thatbassguy New member? Really??

    Joined:
    Mar 27, 2019
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    James
    S/E Wisconsin
    Vehicle:
    2019 TRDORP, KDSS, MGM
    RSG sliders, Yakima offgrid basket, Pro-Comp wheels, SOS Streamline bumper and skids, Warn VR EVO10S winch + Ultimate Sidewinder, Bilstein 6112 + 5100 + rear lift coils, Rigid Dually SS ditch lights w/Caliraised brackets and OEM style dash switch
    ...or in the trades. Awhile back, It actually seemed like a good deal. No college debt, earn when you learn, etc. But, there's just not great money in it, unless you're the boss. Even then, it's a struggle until you really establish yourself.

    I encourage everyone to avoid the trades, unless they just really want to work in the trades. It's pretty much a dead end, IMO.
     
    LandCruiser likes this.
  14. May 19, 2022 at 6:21 PM
    #134
    Spare Parts

    Spare Parts New Member

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    I didn’t realize it was that bad, I thought it was a decent living (at times really hard work) until you got your own company up and going.
     
    Thatbassguy[QUOTED] likes this.
  15. May 19, 2022 at 6:25 PM
    #135
    LandCruiser

    LandCruiser I have Toyotas

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    I think unless you’re Elon, Jeffrey, or Bill, your job and income will suck.
     
    Thatbassguy likes this.
  16. May 19, 2022 at 6:52 PM
    #136
    Thatbassguy

    Thatbassguy New member? Really??

    Joined:
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    First Name:
    James
    S/E Wisconsin
    Vehicle:
    2019 TRDORP, KDSS, MGM
    RSG sliders, Yakima offgrid basket, Pro-Comp wheels, SOS Streamline bumper and skids, Warn VR EVO10S winch + Ultimate Sidewinder, Bilstein 6112 + 5100 + rear lift coils, Rigid Dually SS ditch lights w/Caliraised brackets and OEM style dash switch
    I suppose I should clarify. It's not really bad. You're just not going to have the kind of money people in other industries do.

    There are some benefits. I just think people should know that they'll never be wealthy working in the trades. Or, get in as an elevator guy or a sprinkler guy. They make decent money.

    I make what I would have thought was really good money a few years ago. But, it's just not enough to really get ahead anymore.
     
    Last edited: May 20, 2022
    Spare Parts[QUOTED] likes this.
  17. May 19, 2022 at 6:53 PM
    #137
    2Toys

    2Toys Imperial Star Cruiser

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    Gordon
    NorCal
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    a few goodies
    Brother, I am so sorry to hear that. It just seems society is circling the drain sometimes.
     
  18. May 19, 2022 at 6:56 PM
    #138
    Thatbassguy

    Thatbassguy New member? Really??

    Joined:
    Mar 27, 2019
    Member:
    #9314
    Messages:
    12,412
    Gender:
    Male
    First Name:
    James
    S/E Wisconsin
    Vehicle:
    2019 TRDORP, KDSS, MGM
    RSG sliders, Yakima offgrid basket, Pro-Comp wheels, SOS Streamline bumper and skids, Warn VR EVO10S winch + Ultimate Sidewinder, Bilstein 6112 + 5100 + rear lift coils, Rigid Dually SS ditch lights w/Caliraised brackets and OEM style dash switch
    Amen!
     
    2Toys[QUOTED] likes this.
  19. May 19, 2022 at 7:01 PM
    #139
    SR5 Limited

    SR5 Limited New Member

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    I heard Lowes was starting $16 a hour?
     
    Thatbassguy likes this.
  20. May 19, 2022 at 7:03 PM
    #140
    Thatbassguy

    Thatbassguy New member? Really??

    Joined:
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    Messages:
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    Gender:
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    First Name:
    James
    S/E Wisconsin
    Vehicle:
    2019 TRDORP, KDSS, MGM
    RSG sliders, Yakima offgrid basket, Pro-Comp wheels, SOS Streamline bumper and skids, Warn VR EVO10S winch + Ultimate Sidewinder, Bilstein 6112 + 5100 + rear lift coils, Rigid Dually SS ditch lights w/Caliraised brackets and OEM style dash switch
    But, they only hire people who don't know anything about anything. You're way overqualified!
     
  21. May 19, 2022 at 7:32 PM
    #141
    SR5 Limited

    SR5 Limited New Member

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    I’m gonna set up a group session on how to cut crown molding.
     
  22. May 20, 2022 at 6:35 AM
    #142
    Tmiesowicz

    Tmiesowicz New Member

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    The better half of New York
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    From 45,000 to 300,000 did you change professions? Curious on what you are doing for the 300,000 now a days...I’m at the same place you were currently at 30 and that isn’t bad advice you are giving. I make the least compared to a lot of people around me, and the ones that make a lot more live check to check a lot of the time meanwhile I have green in my wallet before payday. NOT OVERSPENDING AND BUYING STUPID SHIT INDEED GOES A LONG WAY. Key words right there. I don’t need the newest 4 wheeler, cell phone, new cloths / shoes every month, and I rarely go on vacations. No kids yet helps tremendously as well.
     
  23. May 20, 2022 at 6:40 AM
    #143
    Tmiesowicz

    Tmiesowicz New Member

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    The better half of New York
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    Kind of the same for the state, I can make a lot more money working for a private company or school and such with the knowledge and license / schooling I have, but the job security & benefits of the state have me by the nads.
     
  24. May 20, 2022 at 8:56 AM
    #144
    Daddykool

    Daddykool Photography enthusiast

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    Regarding trades, my doctor told me something years ago.

    He said to take two people at high school graduation: one goes into plumbers apprenticeship, the other to medical school to become a doctor. Considering the fact that the plumber starts earning right away, and the doctor has 8 years of school first, then all the loans, malpractice insurance, staff, etc., it’s somewhere between 50 and 55 years of age before the doctor’s earnings finally surpass those of the plumber. I thought that was interesting.
     
    Spare Parts, Thatbassguy and 2Toys like this.
  25. May 20, 2022 at 9:03 AM
    #145
    LandCruiser

    LandCruiser I have Toyotas

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    Depends on the doctor, because I know some doctors making $800,000 a year and some doctors making $180,000 a year.
     
    gsdlvr and Thatbassguy like this.
  26. May 20, 2022 at 9:14 AM
    #146
    Tmiesowicz

    Tmiesowicz New Member

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    The better half of New York
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    Sounds right for the path Allen from 2 and a half men took calling himself a doctor lol.
     
    Thatbassguy likes this.
  27. May 20, 2022 at 10:03 AM
    #147
    Thatbassguy

    Thatbassguy New member? Really??

    Joined:
    Mar 27, 2019
    Member:
    #9314
    Messages:
    12,412
    Gender:
    Male
    First Name:
    James
    S/E Wisconsin
    Vehicle:
    2019 TRDORP, KDSS, MGM
    RSG sliders, Yakima offgrid basket, Pro-Comp wheels, SOS Streamline bumper and skids, Warn VR EVO10S winch + Ultimate Sidewinder, Bilstein 6112 + 5100 + rear lift coils, Rigid Dually SS ditch lights w/Caliraised brackets and OEM style dash switch
    Maybe if the doctor wasn't a very good doctor. :D

    And, this.
     
  28. May 20, 2022 at 11:07 AM
    #148
    ElectroBoy

    ElectroBoy Ad astra

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    The age-old dilemma of career choices. Go to college or go to work. Work for a big company or a startup or start your own business. Save and invest and live well below your means to retire early, or live it up now because you plan to work until you die…

    But maybe that doctor was just advising you away from med school to lessen his competition. ;)
     
    Thatbassguy likes this.
  29. May 20, 2022 at 11:29 AM
    #149
    banjos-n-beer

    banjos-n-beer New Member

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    Maine
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    my GF's cancer surgeon billed us almost $700 hour for surgery. it was worth every penny.
     
  30. May 20, 2022 at 1:25 PM
    #150
    Tmiesowicz

    Tmiesowicz New Member

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    Messages:
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    The better half of New York
    Vehicle:
    2022 sr5 premium 4x4 (sold) 2022 ram classic tradesman 5.7L 4x4 (current)
    They deserve it (if a good doctor), I snd sure that’s a little bit more complicated vs wheel bearings or brakes on a vehicle @ $120 a hour!
     

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